Final Expense Insurance

The Best Life Insurance for Funeral Expenses

If you’re looking for a simple life insurance policy to cover end-of-life costs, final expense insurance is a great option.

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Cover Your End-of-life Expenses with Final Expense Insurance

Save Your Family from a Financial Burden Down the Road

Also called end-of-life insurance, burial insurance, and funeral insurance, final expense insurance covers all of these eventualities. We all have decisions to make when it comes to what happens to us when we die, but one thing is clear: you don’t want your end-of-life costs to cause a financial burden on your family. With the cost of dying in the United States at nearly $20,000 on average, it’s important to plan ahead with final expense insurance.

A final expense life insurance policy is a good fit for you if:

  • You only want minimum coverage to take care of end-of-life expenses
  • You had a term life policy that’s expired and a new term life policy is too expensive at your age
  • You have developed health issues that make you ineligible for other life insurance coverage
  • You had insurance through an employer but are no longer covered in retirement

What is final expense life insurance?

Simple No Medical Permanent Life Coverage

Final expense insurance is a type of permanent life insurance that provides affordable, guaranteed coverage with a lower face value – typically between $5,000 and $50,000. These no medical exam life insurance policies are intended to cover some or all of the typical end-of-life costs, such as funerals, burials, and cremations, as well as any outstanding medical bills or debts.

Benefits of Final Expense Insurance

Permanent, Lifelong Coverage

Unlike term life policies that come with an end date, final expense insurance covers you for your entire life.

Fixed Premiums and Benefits

Your premiums and benefits will never increase or decrease due to age, inflation, or changes in life or health.

Flexible, Tax-free Death Benefits

Death benefits are exempt from taxation and the lump sum payout to your beneficiaries can be used how they see fit.

Seriously, this won't hurt… Let’s get this done.

Give us 30 minutes and we’ll find you insurance that fits your life. It’s that simple.

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Your family will thank you.

Losing a loved one is never easy – and it can also be very costly. Make handling your end-of-life arrangements that much easier for your family by purchasing final expense insurance today.

Stan, age 77

Married, No Children • Poor Health

Stan and Jill are married with one adult child. Stan is in declining health and is worried about leaving Jill and his daughter with the burden of his end-of-life expenses and medical debts.

Cost
$30/mo
Coverage
$15k
Term
Permanent

Elizabeth, age 68

Never Married • Retired and Traveling

Elizabeth never married and doesn’t have any children. She had a successful career but is no longer covered by her past employer in retirement and wants her final expenses covered.

Cost
$33/mo
Coverage
$20k
Term
Permanent

Alex, age 42

Married with Kids • Pre-existing Health Conditions

Derek was diagnosed with a condition that makes him ineligible for other life insurance coverage but wants to make sure his end-of-life costs are covered when the time comes.

Cost
$21/mo
Coverage
$10k
Term
Permanent

Final Expense Life Insurance FAQs

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