Skip to content

Primary Menu

MENUMENU
  • Solutions
        • Term Life InsuranceFixed-term Policies with Lower Premiums
          • Term Life: Families & Couples
          • Term Life: 50 & Older
        • Permanent Life InsuranceLifelong Coverage with Cash Value
          • Indexed Universal Life
          • Whole Life
        • Insurance RidersEnhance Your Coverage with Additional Riders
          • Critical Illness
          • Accidental Death
          • Return of Premium
        • Mortgage ProtectionEnsure Your Family Keeps their Home
          • Mortgage Protection Insurance
        • Final ExpenseProtect Your Family from End-of-life Costs
          • Final Expense Insurance
          • Guaranteed Issue
  • Meet Principled Life
    • About Us
    • Our Process
    • Careers
    • Contact Us
  • Learning Center
  • Get a Quote

Protection Your Family Can Count On

Thinking about life insurance can be intimidating… but it doesn’t have to be. The sooner you take the insurance leap, the better you – and your family – will feel. We promise.

older-couple-look
family-teepee
mom-daughter-nose-kiss

Peace of mind is easier than you think.

Affordable life insurance coverage is possible no matter your age, health, wealth, or background.

BreadBaguette

Your Personal Life Insurance Buffet

As an independent life insurance broker, we dive deep into the insurance smorgasbord to find you the best policy with the best coverage at the best price.

How it Works
no-exam

No Medical Exam Life Insurance

You read that right. Not all great things are too good to be true. We can insure anyone with nearly any condition – no medical exam required.

Here's How

Leave a Lasting Legacy

Know your family will be financially stable with a term life insurance policy.

Term Life Insurance

Protect Your Family Home

Keep your family in their home by ensuring your mortgage is covered.

Mortgage Protection

Cover Your Funeral Costs

End-of-life costs can be a large financial burden at an already difficult time.

Final Expense Insurance

Prepare for Retirement

Accumulate tax-free cash value in an investment vehicle with insurance that doesn’t expire.

Permanent Life Insurance

The Process

You already qualify and you can afford it. How do we know? There’s a plan for every person and every budget – it’s just a matter of us finding the right policy fit for you. Thankfully, that’s what we do best.

Get Started
More about the process

1.

Contact us today.

Let us know what you need or reach out for help.

2.

We get to work.

We’ll ask you a few questions and then start shopping plans.

3.

And you're covered.

In as little as 30 minutes, you can rest assured knowing your family is covered. 

Consider Us Your Personal Shopper for the Best Life Insurance Out There

Mutual of Omaha Life Insurance

Mutual of Omaha Life Insurance

John Hancock | Vitality Life Insurance

John Hancock | Vitality Life Insurance

American International Group Life Insurance

American International Group Life Insurance

Aetna Life Insurance

Aetna Life Insurance

Gerber Life Insurance

Gerber Life Insurance

Americo Life Insurance

Americo Life Insurance

Liberty Bankers Life Insurance

Liberty Bankers Life Insurance

Simply Better Life Insurance

Simply Better Life Insurance

Foresters Financial Life Insurance

Foresters Financial Life Insurance

Great Western Insurance Company

Great Western Insurance Company

American Amicable Life Insurance

American Amicable Life Insurance

Guarantee Trust Life Insurance

Guarantee Trust Life Insurance

Sentinel Security

Sentinel Security

Trinity Life

Trinity Life

Prosperity Life Group

Prosperity Life Group

Your family will thank you.

Whether they realize it now or not, the safety and security life insurance provides is the greatest gift you could ever give them.

Joanna, age 36

Single Mom • Good Health

Joanna is a single mother with three children, two boys and a girl, all under the age of 10. She’s in good health but knows she needs to plan for her kids’ futures and protect them financially.

Cost
$18/mo
Coverage
$250k
Term
25 yr

Brandon, age 32

Young Family • Good Health

Brandon and his wife Jessica have a two-year-old daughter with another on the way. He wants to make sure his growing family is protected if something were to happen to him.

Cost
$21/mo
Coverage
$500k
Term
20 yr

Bill, age 64

married couple • fair health

Bill and Joan are happily married with no kids. They are enjoying a retirement full of travel and adventure but Bill wants to make sure Joan is comfortable financially if he goes before her.

Cost
$45/mo
Coverage
$40k
Term
10 yr

It’s time to stop looking and get started.

Contact us today for a life insurance quote.

Get Started

Learning Center

Life Insurance for Cancer Patients

March 6, 2023

If you or someone you love has been diagnosed with cancer, the number of things …

READ MORE

How much does the average funeral cost?

March 2, 2023

Navigating the inevitable burden of death and its associated costs can be overwhelming. If you’re …

READ MORE

What does final expense life insurance cover?

February 27, 2023

A family member’s or friend’s death is a trying time for everyone, both emotionally and …

READ MORE

Is there life insurance for felons? 

February 23, 2023

Are you interested in getting life insurance but you’re unsure of if a past criminal …

READ MORE

Does life insurance pay for suicidal death?

February 20, 2023

Suicide is one of the leading causes of death in the United States. The CDC …

READ MORE

Can you buy life insurance for someone who is dying?

February 14, 2023

If you or someone you know is terminally ill, to say you already have a …

READ MORE
Visit our Learning Center
salmon-scallop

Curious about life insurance? We can help.

We know this isn’t easy. That is why we do our best to make getting life insurance quotes as simple and convenient as possible. If you want to learn more about your life insurance options, feel free to contact us or visit our Learning Center for more information.

Contact us
Existing Customers Get Support
Contact us
18 Division Street, Saratoga Springs, New York 12866
New Policies Get Started
© 2025 Principled Life. All rights reserved. Terms Privacy Careers site by

We are not affiliated with any plan or endorsed by any government entity or agency. We connect individuals with insurance providers and other affiliates (collectively, “Partners”) to give you, the consumer, an opportunity to get information about insurance and connect with licensed insurance agents. By completing the quotes form or calling the number listed above, you will be directed to a Partner that can connect you to an appropriately licensed insurance agent who can answer your questions and discuss plan options. This site is operated in partnership with Principled Life LLC, a licensed insurance agency, operating through its designated agent, [Principled Life], only where licensed and appointed. License numbers are available upon request and are provided where required by law. Principled Life's residence state is NY, where their National Producer Number is 20305338. By using this Site, you acknowledge that you have read and agree to the Privacy Policy and Terms & Conditions.