Term Life Insurance for Seniors

Find Peace of Mind with a Term Life Policy

You’ve taken care of your family your entire life – you shouldn’t have to worry about what happens to them when you’re gone. Thankfully you still have time to plan for their futures with term life insurance.

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Security for When They Need It the Most

Plan for your family’s future with 10, 20, or 30-year term life insurance.

Life doesn’t get any less complicated as we get older and our financial responsibilities merely shift over time. While there is any number of reasons why you might need a term life insurance policy later in life, many seniors look to term life insurance to ensure their family is protected and financially secure after they’re gone.

You may want to consider a term life policy if:

You’re nearing retirement and will lose your group policy through work
You are currently under or uninsured
You have an outstanding mortgage, medical bills, or credit card debt
You support a spouse, partner, children or other dependents
You need additional protection before social security starts
You want to leave your family an inheritance

Why do I need life insurance?

You can leave a lasting legacy by protecting your family's financial future.

Unfortunately, we can’t all live forever. Innate in that fact of life is the knowledge that we will miss important family milestones. And while we won’t always be able to be there for our grandchildren’s and great-grandchildren’s weddings, graduations, first homes, and first cars, we can ensure our families’ financial freedom and support these future milestones with the right life insurance protection.

Term Insurance for Seniors Benefits

Low Cost, Higher Payout

Compared to permanent life insurance options for seniors, term life policies for seniors are more affordable with larger death benefits.

No Medical Exam Required

Get approved for term life coverage over the phone without needing to see a doctor, take a medical exam, or undergo any tests.

Fixed Premiums and Benefits

Plan for the future knowing your premiums and benefits will never change over the life of your term life insurance policy.

You’ve made it this far… Let’s get this done.

Give us 30 minutes and we’ll find you insurance that fits your life. It’s that simple.

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Affordable Term Life Insurance Rates for Seniors

At Principled Life, we work hard to find you the most term life insurance at the lowest cost so you can live out your golden years with true peace of mind knowing your family is protected.

Samuel, age 71

Newly Retired • Good Health

Samuel and his wife Sasha have hit the open road in retirement, visiting as many national parks as they can. Samuel needed immediate coverage once his employer-provided coverage ended.

Cost: $32/mo
Coverage: $25k
Term: 10 yr

Susan, age 55

Teacher • Good Health

Susan is a married high school teacher with one adult child. Her school district doesn’t offer life insurance as part of her benefits package and neither does her husband’s position.

Cost: $45/mo
Coverage: $100k
Term: 30 yr

Michael, age 63

New Grandfather • Good Health

Michael’s wife Abby passed suddenly last year and never got to meet their first grandchild, named in her honor. Michael wants to ensure his growing family is protected no matter what happens.

Cost: $60/mo
Coverage: $50k
Term: 20 yr