Whole Life Insurance

Whole Life Insurance Quotes Made Easy

Protect your family and plan for their future with a comprehensive whole life insurance policy. All it takes is one call.

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What is whole life insurance?

Simple, Permanent Life Insurance Coverage You Can Count On

Whole life insurance is the most straightforward type of permanent life insurance, as policy death benefits and premiums remain fixed over the life of the policy. Likewise, the policy’s cash value is inside a savings vehicle that earns a fixed rate of interest from the insurer. This cash value grows slowly over time and can be borrowed against as tax-free loans. Some whole life insurance policies also include dividend payments that can be used to pay premiums or reinvested into the policy’s cash value.

Whole life insurance might be your best option if:

  • You want guaranteed coverage for life
  • You want to build tax-sheltered savings
  • You want to borrow against the policy’s cash value in the future

Whole Life Insurance vs Term Life

There are two main differences between whole life insurance and term life: longevity and cash value. Term life policies only provide coverage for 10 to 30 years, while whole life insurance covers you for your lifetime and guarantees a death benefit. Whole life death benefits are typically much larger than term life payouts, as well. In regards to cash value, term life policies do not include this savings vehicle. In this way, many people think of term life insurance as an expense and whole life insurance as an investment.

Benefits of Whole Life Insurance

Permanent Coverage

One you’re approved for whole life insurance, you never have to worry about life insurance again.

Fixed Premiums and Benefits

From day one, you know what you’re getting – and what you’re paying – because your premiums and benefits never change.

Cash Value Component

Build tax-sheltered savings in your policy’s cash value and use the funds for loans, premiums, and other expenses.

You’ve made it this far… Let’s get this done.

Give us 30 minutes and we’ll find you insurance that fits your life. It’s that simple.

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Whole Life Insurance: Set it… and forget it!

To borrow from quite possibly the greatest infomercial tagline of all time, whole life insurance is really that easy.

Melissa, age 33

Married with One Kid • Good Health

Melissa is the breadwinner in her family as her husband Paul stays home with their three-year-old daughter. Her work provides a group-term life benefit but she knows she needs more.

Cost
$240/mo
Coverage
$250k
Term
Permanent

Christian, age 25

Single • Planning for the Future

Christian is a go-getter and a planner with a great job. He knows that the best way to ensure his financial future is to get life insurance coverage and start investing in his policy’s cash value early.

Cost
$393/mo
Coverage
$500k
Term
Permanent

Sebastian, age 52

Married with Three Kids • Business Owner

Sebastian owns a roofing business with over 50 employees and spends part of his time on job sites managing his crews. He wants a little extra coverage just in case.

Cost
$90/mo
Coverage
$25k
Term
Permanent

Whole Life Insurance FAQs

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Finally, Peace of Mind

Rest easy tonight knowing your family is taken care of no matter what. All it takes is a quick call.

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