After working in funeral homes for many years, a group of funeral directors in Utah sympathized with the many families who struggled to pay for funeral arrangements. In 1948, these funeral directors got together and formed Sentinel Mutual Insurance Company. As Sentinel Mutual Insurance Company grew over the next ten years, it went through many name changes and in 1957 it officially became Sentinel Security Life Insurance Company.
Sentinel Security Company History and Highlights
Since its inception, Sentinel Security has expanded its product range from final expense life insurance to include annuities and medical supplement products. In 2018, the company celebrated its 70th anniversary, reflecting a long-standing history of growth and success. At the time, the company had over 1.2B in assets, with over 240M in reserves for final expense insurance.
Currently, Sentinel Security is a member of the A-CAP family, a large-scale investment firm with offices across the country.
Sentinel Security Plans and Riders
Sentinel Security offers a series of final expense life insurance products known as New Vantage Life Insurance I, II, & III. These final expense plans are all whole life insurance policies that build cash value. Sentinel does not require a medical exam and guarantees that premiums and benefits remain the same over time.
| New Vantage I | New Vantage II | New Vantage III |
| Designed for people in good health | Designed for people with minor health problems | Designed for people with poor health |
| Receive full coverage the moment you are approved | Includes a graded benefit plan: 30% in the first year, 70% in the second year, 100% in the third year | Includes a modified benefit plan: refunds premiums + 10% in the first and second year, and pays 100% of the benefit in the third year |
Ratings, Reviews, and Complaints
Sentinel Security Life Insurance Company has no complaints listed on the NAIC complaint index rating.
Third-Party Financial Strength Ratings
| AM Best | B++ (Good) |
| Better Business Bureau | A- |
Why Principled Life Trusts Sentinel Security
Principled Life trusts Sentinel Security due to its long history of success and commitment to growth. Not only is the company financially stable, but it is also supported by A-CAP, one of the fastest-growing investment and insurance firms in the United States.
