Critical Illness Insurance
Coverage for When You Need It Most
Protect yourself and your family from the significant financial burden of a critical or chronic illness.
Life Insurance with Living Benefits
Critical illness insurance can make all the difference.
Six in 10 adults in the U.S. have a chronic disease, meaning they have a condition that lasts at least one year, requires ongoing treatment, and/or significantly affects their daily life. That is a staggering and sobering statistic. While the likelihood of suffering from a critical or chronic illness during your lifetime can be affected by a host of health and genetic factors – many of which are outside of your control – sometimes we just get sick for no discernable reason. And getting sick can be really expensive. That’s why adding a critical illness rider to your life insurance policy could be, well, critical to your family’s financial health.
Reasons to add a critical illness rider to your life insurance policy:
What is critical illness insurance?
Though it can be its own standalone policy, critical illness insurance is usually added to an existing life insurance policy as a rider. This insurance rider provides you with protection if you’re diagnosed with a critical or chronic illness covered under the policy. Unlike other life insurance policies, a critical illness rider pays out a one-time lump sum benefit to the policyholder while they’re still alive – not to their beneficiaries once they’re gone. The money can then be used for critical medical services and treatments, daily living expenses, transportation, and lost wages.
Benefits of Critical Illness Coverage
No Medical Exams
You do not need to see a doctor or undergo any medical tests to add a critical illness rider to your life insurance policy.
Affordable Plans
Because critical illness riders are already underwritten, they are not expensive to add to an existing life insurance policy.
Living Benefit
Get your benefit when you need it to pay for medical bills, living expenses, and the associated costs of critical illness.
You’ve made it this far… Let’s get this done.
Give us 30 minutes and we’ll find you insurance that fits your life. It’s that simple.
Critical Illness Insurance FAQs
Curious about life insurance riders? We can help.
We know this isn’t easy. That is why we do our best to make getting life insurance quotes as simple and convenient as possible. If you want to learn more about your critical illness insurance options, feel free to contact us or visit our Learning Center for more information.